With Alaphia, there are no commissions, trailers, or kickbacks from any third party. None. Period. The fee-only pricing model ensures that there is no hidden incentive in any advice that you receive. You can feel confident that the advice you’re getting is in your own, and only your own, best interest.
Alaphia pricing is incredibly simple and easy to understand: there is a one-time set up fee for the initial onboarding, and a monthly subscription for the ongoing wellness partnership. You will be given your pricing upfront, in a straightforward written proposal before we begin.
Your pricing will be based on the complexity of your personal situation, and not on the amount of assets you happen to have or not have. You are never locked into a long-term contract, and your monthly subscription is offered on a month-to-month basis.
Initial information gathering and research, assessments, exploration, visioning, and scenario building to help you make financial informed big life decisions.
We begin your customized exercises, and intensive financial coaching and education, immediately. We will continue intensively until there is a positive shift, and you feel confident and ready to move to quarterly meetings.
You will receive both modular planning and advice that begins right away, and you will also get a comprehensive written plan that pulls everything together into an overarching coherent strategy.
The written plan addresses: tax optimization, asset allocation and optimal use of registered accounts, education planning, debt elimination, risk management, cashflow planning, estate planning, retirement planning and retirement readiness.
Many financial plans are pages and pages of unintelligible charts and graphs. Not so with a Alaphia Financial Plan. Your written plan will straightforward, easy to understand, actionable, and above all, relevant.
On-going coaching, education and financial therapy. A minimum service standard of quarterly reviews, recalibration of planning in response to life changes, career changes, and governmental changes and opportunities.
Life doesn’t happen on a quarterly schedule. As part of the ongoing subscription, you will have unlimited access to support whenever you need it, for as long as you need it.
If you do your research, you'll find that my pricing is slightly above the median for fee-only financial planning. I'm definitely not the cheapest, but I'm also not the most expensive. My pricing strikes the balance of fairness to you, being commensurate with my almost two decades of experience and extensive formal qualifications, and most importantly, the value and results that my clients get from my unique holistic approach.
The calculator above will give you a fairly good idea, but before your proposal can be truly customized for you, I need to find out more about you. This will ensure that you get real value for your money. Let’s set a time to meet.
The following cases are composites of real people, and real results.
Maren and Hervé are both tenured university professors in their mid 40s. They reached out after a crisis in their extended family showed them the consequences of not having their finances in order. They didn’t want that to happen to them...
READ MOREColin and Erik reached out when Colin’s stock options suddenly shot up in value and were suddenly worth a life-changing amount of money. With this windfall, new possibilities opened up, and also new tensions...
READ MOREAlicia is an intellectual property lawyer in her late 30s. Over the last five years, her career has taken off, and so has her income. Unfortunately, her expenses have grown even faster...
READ MOREEvery Friday at 8:00 EST/5:00 PST, I will host an open house on Zoom.
This is a casual, low-key money talks event. It might just be the two us, or there might be other people on the call. Every week will be different.
You may use this hour to:
Pick my brain (General/high level questions only)
Discuss research and professional collaborations.
Learn about financial therapy and the Financial Therapy Association.
Simply say hello! I’d love to connect/re-connect with you!
Article written by Natasha Knox
Article written by Natasha Knox
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